Scott Synovic Mortgage Loan Originator Colorado's Mortgage Expert
  • Introduction
  • Agent Resources
  • Colorado's Mortgage Expert
  • Mortgage Refinance
  • First Time Home Buyers
  • First Time Homebuyer Quiz
  • CHFA Down Payment Assistance
  • Metro Mortgage Assistance Plus
  • The HomeReady™ Mortgage
  • Mortgage Blog
  • Renovation Loans
  • Mortgage Loans
  • VA Loans
  • Step 1
  • Step 2
  • Step 3
  • Step 4
  • Mortgage Resources
  • My Charities
  • Apply Now
  • searchhotspots
  • Contact

Scott Synovic, CMPS
AnnieMac Home Mortgage
303.668.3350

"As a seasoned mortgage professional I believe that advance preparation is the key to ease and simplification of the loan process"

apply now
Yes, things have changed – since the downfall of the mortgage industry lending has become much more stringent. The "easy to qualify" mortgage loans no longer exist and underwriting guidelines have tightened up however this is often exaggerated by the media. The reality is that many of the guidelines that have existed for decades are simply being adhered to more diligently and the basic things like income, credit and down payment matter once again, especially with the roll out of the Qualified Mortgage.
How to prepare for your loan application:
Picture

You will need to prepare to provide documentation in regard to income, assets, credit, residency, and everything else that helps paint the perfect picture for your loan officer and your underwriter. We will discuss this in more detail or you can call me at anytime!

Picture

The mortgage application is filled out and esigned at the beginning of loan process then updated and signed again at closing. Every step of the mortgage process is dedicated to verifying a fact or validating an assumption that was disclosed on the initial application. The mortgage loan application is broken in to straightforward sections and I will review each of them as we move forward.

Picture

In the course of the loan origination process, you will have to provide the underwriter with detailed documentation of your financial history.  Be prepared to provide the following paperwork to our team for a timely submission to the underwriter.

Next Step Here
Picture
Click here for a link to my secure online mortgage loan application

popular pages

Refinance
Eliminate PMI
Consolidate Debt
Mortgage Calculators
How Much is My Home Worth?
Interest Rates

Company

About Annie Mac Home Mortgage
Financing Disclaimer
Contact

mortgage insight

join now
Communications Consent
Scott Synovic NMLS #253799 with AnnieMac Home Mortgage NMLS #338923
NMLS Consumer Access. AnnieMac Home Mortgage

950 South Cherry Street, Suite #1515, Denver, Colorado 80246

Equal Housing Lender licensed through NMLS Regulated by the Division of Real Estate. Licensed Mortgage Loan Originator in Colorado and California. Not endorsed or sponsored by either state or any government agencies.
Picture
Picture
Picture
Picture
5280 Magazine Five Star
Picture
© Copyright 2020. All Rights Reserved.
  • Introduction
  • Agent Resources
  • Colorado's Mortgage Expert
  • Mortgage Refinance
  • First Time Home Buyers
  • First Time Homebuyer Quiz
  • CHFA Down Payment Assistance
  • Metro Mortgage Assistance Plus
  • The HomeReady™ Mortgage
  • Mortgage Blog
  • Renovation Loans
  • Mortgage Loans
  • VA Loans
  • Step 1
  • Step 2
  • Step 3
  • Step 4
  • Mortgage Resources
  • My Charities
  • Apply Now
  • searchhotspots
  • Contact